Home Loan Modification

 Our house remodeling is not over yet.  It’s likely that it would take another few weeks more before the entire work is completely done.  Anyway, it isn’t much of a problem for me actually, compared to my neighbor who is now trying to get Home Loan modification for her housing loan arrears in the bank.  It’s depressing to think that their house is facing foreclosure in the near future if she won’t take proper action. Nonetheless, getting Loan modification isn’t difficult at all. She just have to deal with proper bank authority.

On the contrary, I feel so blessed having settled our housing loan in ten years time as against the actual 25 year loan term that we signed for.  Time flies swiftly and we just learned way back in the 90’s that we’re already done with our housing loan payments.  It was an awesome feeling getting rid of a huge obligation,